Credit Card से पैसे बचाने की एक नयी ट्रिक, ज्यादा ब्याज भरने से मिल जाएगी छुट्टी

Credit Balance Transfer

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इस सुविधा के तहत आप अपने क्रेडिट कार्ड का कर्ज एक दूसरे क्रेडिट कार्ड पर ट्रांसफर करा लेते हैं।

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इसका फायदा अब तब उठा सकते हैं, जब आप अपने क्रेडिट कार्ड पर बिल पेमेंट नहीं कर पा रहे हैं।

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[{"selector":"#anim-40636a46-a5c4-4a99-9392-0ba36d4bb4a7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-81ab47ff-8d2e-4cd3-901f-92e208a962f3","keyframes":{"transform":["translate3d(-120.93023%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-63312e1a-580f-4c2e-96ac-96536e91fe7d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] एक ही कार्ड पर क्रेडिट कंसॉलिडेट करने पर आपका क्रेडिट यूटिलाइजेशन रेशियो कम रहेगा, जिससे आपका क्रेडिट स्कोर भी प्रभावित नहीं होगा।

[{"selector":"#anim-fb5d564b-a4a8-425b-ab39-c972eaf7e60b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92657702-bdcc-4ee3-92b0-66fe2f4534b9","keyframes":{"transform":["translate3d(-120%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb4735bb-7b37-4574-91d5-aea7fcaa84cd [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(4.7297823310803935%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] आपको कुछ बैलेंस ट्रांसफर कार्ड्स पर कंज्यूमर प्रोटेक्शन और रिवॉर्ड पॉइंट्स जैसे एक्स्ट्रा बेनेफिट्स भी मिल सकते हैं।

[{"selector":"#anim-7765da7c-4c62-44de-b3fa-5a20a6da3ffe","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9f58b32b-c048-4ab7-bf44-0c0cd75687e3","keyframes":{"transform":["translate3d(-119.66102%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bb63a7ee-ee2a-4197-8b1a-8b2e98491938 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] बैलेंस ट्रांसफर के लिए आपका क्रेडिट स्कोर भी अच्छा होना चाहिए. बैंक इसके लिए अच्छे क्रेडिट स्कोर को तरजीह देते हैं।

PNB Credit Card Apply: PNB क्रेडिट कार्ड कैसे बनवाएं? जानें

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